Why Choose an Insurance Broker

Online Insurance Brokers

Car insurance brokers and Intermediaries currently offer rates from around 40% of the market; the rest has been taken over by direct car insurance companies.
They will have a fixed list of insurers to choose from and will usually pick one that balances satisfying the customer need for cheaper car insurance and the brokers need to maximize their income through commission.
Whereas a direct insurer will have a very specific type of customer they are trying to acquire, brokers will offer a far greater spread of insurance policies and as such are more likely to be able to satisfy wider or more diverse types of risk.
Direct insurers, brokers, and intermediaries are all making use of the internet to offer online quotes. This can offer the speed, convenience and written proof, which telephone calls perhaps can not.

Budget are already one of Britain's largest independent broker groups and form part of the International Budget Group. Included within this insurance group are Auto and General, South Africa's largest car and home insurer. The group also operates other companies in both the South African and Australian markets.
Insurance Categories: Car Home Van

By sticking to the easy ethos of keeping things simple, removing the frills and putting the customer at the centre of everything we do, we aim to provide low cost car insurance to suit your needs and your pocket.
Insurance Categories: Car

Its4me plc is owned by Swinton Colonnade and is one of the UK's newest car insurance brokers and offers other general products online from its panel of leading companies.
Insurance Categories: Car

Kwik Fit is an independent intermediary and is part of the Auto Centre network offering Kwik Fit car insurance and other products from their chosen panel of leading companies.
Insurance Categories: Car

Motor Quote Direct is based in Wimbledon, London. This company's aim is to offer competitive car insurance rates from its extensive panel of leading insurers, with special rates for high performance, vintage, and classic cars.
Insurance Categories: Car Home Van

RAC plc is a UK and European motoring organisation. RAC Insure is the trading name of RAC Motoring Services and offers motor insurance to both members and non members.
Insurance Categories: Car Home Travel Van Motorbike Classic Car

Swinton Colonnade form part of the MMA European Insurance Group and are one of the biggest brokers on the high street, with branches covering 90% of the UK. Swinton Colonnade was formed following the merger of Swinton and Colonnade insurance broker chains.
Insurance Categories: Car

Direct Insurance Companies

Direct insurers use all effective marketing methods to reach their customers including television, radio, publications, tele-sales and, of course, the internet.
The internet is now a trusted and effective way of buying car insurance because the marketing costs to the company are very low in relation to other sales methods, and these savings are regularly passed on to customers by way of premium discounts as an incentive to complete their car insurance purchase online.